September 27, 2026
Can you sell an iPhone that is not paid off?
Yes. A financed iPhone can be sold while the carrier bill is still open. You lock a price, ship it with our label, and we pay after inspection.

Yes. You can sell an iPhone that is not paid off. Financing means the carrier still has a balance on the line. The phone is often carrier locked until that balance is gone. That does not stop a sale. iTradeCell buys financed iPhones.
The offer is for the phone, not for taking over your carrier account. You still owe the carrier whatever your agreement says. We also buy phones the carrier has already blocked for non-payment.
What to choose on the offer
Pick your model, then choose Financed. Pick AT&T, Verizon, T-Mobile, or Other. Then pick storage and condition. The price shows after those choices. Sell now locks it for 7 days.
You can also sell an unlocked iPhone on the same page if the phone is already paid off and unlocked. Use Unlocked for that phone. Do not mark a financed phone as unlocked.
What we need before we pay
We buy unlocked, financed, and blacklisted phones. Blacklisted means the carrier blocked it for non-payment. Turn off Find My iPhone and remove the passcode before you ship. That is the fastest way to get paid.
We email a prepaid USPS label. You do not pay postage. Ship by the date on the offer. The postmark has to be on or before that day. After the phone arrives and matches the offer, we pay the same day by PayPal, Zelle, or Cash App.
The phones are listed in the catalog. Open a model such as the iPhone 15, iPhone 16, or iPhone 17. Read how it works and the terms before you ship.
Sell now