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Straight answers about selling a financed iPhone. iTradeCell buys financed and unlocked iPhones by mail and pays the same day after inspection.
September 29, 2026
What happens if you sell a phone you are still paying off?
Selling the phone does not close the installment. You still owe the carrier. We pay you for the phone after it arrives and matches the offer.
September 29, 2026
Can I sell an AT&T Next phone before paying it off?
AT&T Next is a payment plan. You can sell the phone before the last installment. The rest of the plan stays on your AT&T bill.
September 29, 2026
Financed vs. blacklisted ESN: what's the difference?
Financed means payments are still due. Blacklisted, for this offer, means the carrier blocked the phone for non-payment. The second price is 10% lower.
September 27, 2026
Can you sell an iPhone that is not paid off?
Yes. A financed iPhone can be sold while the carrier bill is still open. You lock a price, ship it with our label, and we pay after inspection.
September 27, 2026
Financed, carrier locked, and iCloud locked
A financed iPhone can still be on a payment plan. Carrier locked means it only works on one carrier. iCloud locked means Activation Lock is on. We buy the first kind, not the last.
September 27, 2026
How to sell a financed iPhone
Choose the model, choose Financed, and lock the price. We email a prepaid label. Ship it before the offer date with Find My turned off. We pay the same day after it matches.
September 27, 2026
Turn off Find My iPhone before you ship
Turn off Find My iPhone and remove the passcode before you ship. Inspection waits on a phone that is still locked to an Apple ID. That is the fastest way to get paid.
September 27, 2026
What if the iPhone does not match the offer?
If the phone is not the model, storage, or condition you selected, we email a revised offer with the reason and photos. You can accept or decline. If you decline, we return it and we pay the return shipping.
September 27, 2026
Where to sell a financed iPhone
You can sell a financed iPhone by mail. iTradeCell sends a prepaid USPS label to the address you enter. You do not need a kiosk or a store in your city.